Credit checking Corpus Christi

It will also mean that you will be alerted any time a lender asks to look at your file each time a lender does look at your file, it credit checking Corpus Christi may be an indication that the identity thieves are trying to open a new account in your name. When the lender sees that the credit checking Corpus Christi person applying is not you, they will deny the thieves credit and in most cases the criminals will stop trying to access your identity. Most alerts on your file last 90 or 180 days but you can extend this period to several years by asking the credit agencies for an extension of the “fraud credit checking Corpus Christi alert” in writing. In some states, you can even ask for a freeze to be placed on your credit score and credit report which will prevent anyone credit checking Corpus Christi but yourself and those creditors you already have from accessing your file. free credit report review Any lenders the credit checking Corpus Christi thieves contact to set up a new account will be refused access and the thieves will not be able to get any more money in your name.

You are entitled to a free copy of your credit report if you have been the victim of identity theft.  Be sure to take advantage of this offer so that you can check exactly how your credit has been affected. 2) Call the Federal Trade Commission (FTC) at 1-877-438-4338.  credit checking Corpus Christi This is the special hot line that the credit checking Corpus Christi FTC has set up to help customers deal with fraud and identity theft. check my credit report

You will be able to get up-to-date information about your rights and advice as credit checking Corpus Christi to what you can do to improve your credit score and keep in safe in the future. Identity theft is a crime and you need to file a police report (be sure to keep a copy of this report) so that you credit checking Corpus Christi can help the police potentially catch the criminals responsible. Contacting the police will also give you a paper trail and credit checking Corpus Christi proof that a crime has been committed. Keeping a paper trail of the crime and your response will make it easier for you credit checking Corpus Christi to repair your credit if it has been damaged by identity thieves. 4) Contact your creditors or any creditors credit checking Corpus Christi that the identity thieves have opened an account with. free credit reports and scores

Ask to speak to the security department and explain your predicament.